‘Wealth Creation, Wealth Accumulation,
Wealth Protection, Wealth Transfer’

With careful tax planning we can help devise strategies that will minimise inheritance tax, capital gains tax and income tax. We can advise you on ways to ensure a smooth transfer of wealth from one generation to the next and we are able to investigate ways of ensuring that as minimal amount of tax as possible is paid during your lifetime.

  • IDFM (City) Ltd are financial advisers.
  • We listen to our clients and work with them to achieve goals and realise their ambitions.
  • We tailor a financial plan for each client’s circumstances to achieve their set objectives.

The value of pensions and investments can fall as well as rise. You may get back less than you invested.

Tax treatment varies according to individual circumstances and is subject to change.

The Financial Conduct Authority does not regulate on Estate Planning.

Our service encapsulates the following 3 elements:

Inheritance Tax & Estate Planning

‘How do I ensure my family benefits from my estate
and not the taxman?’

In some cases people leave more money to the taxman then they leave to their own children.

Our ‘Inheritance Tax & Estate Planning Programme’ covers the following:

  • Detailed review of your overall financial situation taking into account personal tax position.
  • Assessment of inheritance tax liability.
  • Comprehensive financial planning.
  • Investment portfolio management.
  • Strategies to mitigate inheritance tax liability.
  • Using interactive ‘Lifetime Cashflow Modeling’ software we can clearly illustrate how your Life Plan works.
  • Our ‘Inheritance Tax Planning’ works alongside your existing professional advisers such as solicitors and accountants.

We believe our approach to ‘Inheritance Tax Planning’ could be of immense benefit to you and your family so please contact us to arrange a Discovery Meeting with a Planner.

Capital Gains Tax

In some cases people pay far too much in capital gains tax. If the available savings were recycled into financial planning the impact on ‘lifetime cashflow’ can be significant.

Our ‘Capital Gains Tax Planning Programme’ covers the following:

  • Detailed review of your overall financial situation taking into account personal tax position.
  • Assessment of capital gains tax liability.
  • Comprehensive financial planning.
  • Investment portfolio management.
  • Strategies to mitigate capital gains tax liability.
  • Using interactive ‘Lifetime Cashflow Modeling’ software we can clearly illustrate how your Life Plan works.
  • Our ‘Capital Gains Tax Planning’ works alongside your existing professional advisers such as solicitors and accountants.

We believe our approach to ‘Capital Gains Tax Planning’ could be of immense benefit to you and your family so please contact us to arrange a Discovery Meeting with a Planner.

Income Tax

‘How do I mitigate my income tax liability
so that I benefit from my income not the taxman?’

In some cases people pay far too much in income tax. If the available savings were recycled into financial planning the impact on ‘lifetime cashflow’ can be significant.

Our ‘Income Tax Planning Programme’ covers the following:

  • Detailed review of your overall financial situation taking into account personal tax position.
  • Assessment of income tax liability.
  • Comprehensive financial planning.
  • Investment portfolio management.
  • Strategies to mitigate income tax liability.
  • Using interactive ‘Lifetime Cashflow Modeling’ software we can clearly illustrate how your Life Plan works.
  • Our ‘Income Tax Planning’ works alongside your existing professional advisers such as solicitors and accountants.
Please contact IDFM on 0845 2706160 for further information
or email peter@idfmcity.com
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