'How do I plan today to ensure that I do not
encounterany cashflow problems in later life?'

'I have various financial plans but
how are they helping me achieve my goals'

What is Life Planning

Life planning aims to ensure that you have enough money to sustain or improve your lifestyle as you progress through life.

  • IDFM (City) Ltd take an innovative, unique and holistic approach to ‘Life Planning’ that guides you through a process where your values align with your financial goals.
  • We work with you to establish your goals and objectives.
  • We build lifetime relationships with our clients.
  • We are committed to delivering impartial financial life planning and advice by operating a transparent fee-based charging structure.
  • Our holistic financial ‘Life Planning’ works alongside your existing professional advisers such as solicitors and accountants.

Click here for example Lifetime Cashflow

Life Planning Process

Everyone needs to ask themselves the following 4 questions:

  • Where am I now?
  • Where do I want to get to?
  • How am I going to get there?
  • In what timeframe does this need to happen?

The process is as follows:

  • Complete an analysis of your goals and objectives.
  • Complete a budget analysis of your current and future expenditure.
  • Analysis of your goals and objectives.
  • Create a ‘Life Plan’, which helps you meet all your objectives and goals – now and in the future.
  •  Using interactive ‘Lifetime Cashflow Modeling’ software we can clearly illustrate how your Life Plan works.
  • Using ‘what if’ scenarios we can model other possible outcomes.
  • Review ‘Life Plan’.


We believe our approach to financial ‘Life Planning’ could be of immense benefit to you and your family so please contact us to arrange a Discovery Meeting with a financial planner.

Please contact IDFM on 0845 2706160 for further information
or email peter@idfmcity.com
Life Planning
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