Personal Finance

‘Wealth Creation, Wealth Accumulation’
‘Wealth Protection, Wealth Transfer

We believe our approach to ‘Personal Financial Planning’ could be of immense benefit for you and your family so please contact us to arrange a Discovery Meeting with a financial planner.

  • Life Planning
    • Set goals and objectives
    • Use of cashflow planning
  • Wealth Management
    • Risk profile assessment
    • Asset allocation/Diversification
    • Portfolio management
  • Tax Planning
    • IHT Estate planning
    • Family Wealth planning
    • Income Tax Planning
    • Capital Gains Tax
  • School Fee Planning
    • Equity drawdown on property
    • Regular saving
    • Using your pension
    • Gifting from grandparents

The value of pension and investments can fall as well as rise. You may get back less than you invested.

The Financial Conduct Authority does not regulate on Estate Planning.

The Financial Conduct Authority does not regulate on school fee planning.

Tax treatment varies according to individual circumstances and is subject to change.

Your home may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we give clients the option to pay by fee rather than commission. The level of fees will vary according to individual circumstances, but will typically be 0.5% of the loan amount.

Please contact IDFM on 0845 2706160 for further information
or email
Life Planning
Financial Planning
Tax Planning
Wealth Management
Client Review Service
School Fee Planning