How can I use my company
pension to buy a commercial property
How can I plan to have enough money to retire at the time I choose with enough income to sustain or improve my standard of living?
Small Self Administered Schemes (SSAS)
The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
A Small Self Administered Schemes (SSAS) is a company scheme where the members are usually all company directors or key staff. A SSAS is set up by a trust deed and rules and allows members / employers, greater flexibility and control over the scheme’s assets. Key benefits are:
Loans can be made to the sponsoring employer but are subject to certain conditions set by HMRC. These include:
|Type of investment|
|Collective investment funds|
|Contributions to the SIPP receive tax relief where they are paid by the individual.|
|OEICs (Open Ended Investment Companies)|
|Insurance company managed funds and their range of funds run by other managers|
|Stock and shares on a recognised stock exchange|
|Individual UK equities|
|Overseas equities, eg. US or European shares|
|Bonds and other fixed interest securities|
|PIBS – Permanent interest bearing shares|
|Futures and options quoted on a recognised stock exchange|
|Commercial Property and Land|
|Cash and deposit|
For reasons such as these, Small Self Administered Schemes (SSAS) are becoming a very popular choice in the UK.