Independent
financial advice
for individuals
& companies

Financial advice goes beyond selling a product or providing the initial advice.

• Advice is perishable – even if it is the best possible advice at the moment it is given, its value will be eroded over time as a result of changes to legislation, tax law and investment markets and developments in client circumstances.
  
  
• At the core of our advice process is working with clients – hopefully over a lifetime – to continually ensure their affairs are in order, based on the financial and legislative conditions at the time.
   
• Modern day life is too busy and complex to operate without some sort of ‘ongoing advice’.  Investment options, legislation and tax mitigation techniques are constantly evolving. Without ‘ongoing service’ it is not possible to keep pace with these changes.
   
• Only by reviewing your circumstances proactively and regularly, can you stay on top of the issues and address your needs and aspirations.
   
• Only by engaging in an ‘ongoing service’ can our firm deliver the highest possible value over time.
   
• As with physical health, the key to good financial health is to follow a simple programme and have regular check-ups to ensure everything is working as it should.

At IDFM (City) Ltd we believe that professional financial advice can add significant value to individuals and businesses. It is because of this belief that we provide a comprehensive ongoing review service designed to create real value for our clients.

As your partner in building wealth and security, we focus on ways that we can help you to live the life that you want to live. By engaging IDFM (City) Ltd you assure yourself of regular financial checkups and access to new ideas brought to you by the IDFM (City) Ltd team.

Take your time, choose wisely, and we hope that we can earn the right to work with you into the future.

We will only accept work on the basis that we expect our fees to be good value for you, and that, in due course, the value will clearly be demonstrated. This value is likely to come both from actual cash savings made, and from the peace of mind of knowing that your financial affairs are under control and well organised.
Financial savings in this respect can usually be quantified by a combination of the following:

• Potential portfolio outperformance.
   
• Tax saved.
   
• Discounts achieved or commissions reinvested or offset, or other types of saving.

Peace of mind and positive feelings about your finances are less easy to quantify, but some of the benefits that we envisage include:

• The feeling of being well organised and in control
   
• Having a trusted adviser who is not motivated by product sales
   
• Having someone to push you to get things done and to proactively raise issues with you
   
• Having us take action on your behalf, as appropriate, and free you from worry
   
• Knowing that we are researching investment markets and making appropriate recommendations
   
• Having a co-ordinated financial strategy and review process
   
• Time saved dealing with your finances

We believe our approach to our ‘Client Review Service’ could be of immense benefit to you and your family so please contact us to arrange a Discovery Meeting with a Planner.